Articles

Cash poor but asset rich? | Speirs - A business asset finance company

Cash poor but asset rich?....observations from a Business Asset Finance Company

Dangers of payment holidays on asset loans & other funding | Speirs Finance

The danger of payment holidays…

Convenience funding might be quick but can come at a cost…

Do cheap interest rates equate to smart finance structures?

We all understand that buying cheap does not always equate to the best value purchase but when it comes to finance, the interest rate is often the primary focus and this can lead to poor customer outcomes. This is because finance can be complex and other more important factors like structure, terms and conditions can have a much greater impact on cash flow than interest rate.

Drive future success and increased business value by developing capability…

Running a business now seems more complex than it has ever been, and this means that a broader and more comprehensive skill base is required by business owners and managers, who will undoubtedly relate to the feeling of wearing many hats in their business.

Finance as a tool for your business...

Are your current asset funding methods appropriate for the expected life of your business assets and how you intend to use them?

Building a sustainable business...

What have you done about succession in your business?

Finance provider risk management...

Do you have “all your eggs in one basket” with one finance provider?

Extending the life of older equipment...

How do I fund a significant repair, rebuild or refurbishment of existing equipment, plant and machinery?